Is your pension frustrating you and your ambitions?
Pensions are not normally the most exciting of subjects!
If you are a business owner you might consider your business to be your pension and ordinary pension investment choices may leave you uninspired.
What if there was a way of combining your business and pension goals in one wealth creation solution and with tax advantages as well?
As a business owner you can establish a pension scheme tailored to your own interests, that can collaborate with your business. This is called a Small Self Administered Scheme or 'SSAS' for short and it offers you a world of bona-fide possibilities. The choice of investments is decided by you within the scope allowed by HMRC without being limited by a 'Provider'. In addition you choose whether to apppoint Advisers and if so which ones.
There are of course strict rules set by HMRC, but if you follow the rules you might one day say that pensions are... interesting
If you are a Business Owner what can you do with your own Company's Pension Scheme?
Buy and Develop Commercial Property
Buy Commercial property to develop or lease to third parties (or your own business), at the appropriate market rate
Making a Loan to the 'Sponsoring' Company
An authorised loan to the Sponsoring Employer to develop and make even more profit, or to start a whole new business line.
'Crowd funding' Equity Investment
Use one of the many FCA regulated Platforms to invest as a business 'Angel'
Collective Investment Platforms
Build and trade portfolios of diversified collective investments, that conform to your attitude to investment risk.
All the other PENSION choices
Your Scheme will have all the pension options that any new pension scheme. All this administered on a fixed fee basis
Lending to 'Un-connected' 3rd parties
Make loans to known and trusted parties on commercial terms. Lend to profit or lend to learn/profit.
'Peer-to-Peer' Lending
Take advantage of asset backed lending to earn good and dependable interest via FCA regulated Platforms
Buying Stock Direct
Interested in listed or unlisted shares?
Take advantage of direct investment on all recognised Exchanges, or in the next 'big thing' about to become listed.
All the other investment choices
If they are still available and compliant, you can invest in any option you had with any past pension. Nothing is taken away
